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People are becoming careless towards their health in the run-of-the-mill life. Due to this, many diseases in the body have built homes. In such a situation, most of the earnings are being spent in the treatment of diseases. Many people resort to health insurance to avoid this problem, which is a good option. If you are thinking about doing something like this, then you should avoid making some mistakes.
Low premium
Do not choose by watching premium
Many people make a hurry to choose only a low premium option when choosing health insurance. They do not even consider it appropriate to see what is covered in it. A low premium policy does not contain many essential covers such as day-care treatment and some serious diseases. Therefore, read all the conditions of insurance carefully and choose the right choice according to your need. Otherwise you may have to regret later.
Waiting period
Do not ignore waiting period
Waiting period: Most health insurance plans have a waiting period for some diseases, that is, the claim on that disease can be done only after a few months or a year. The claim is rejected when needed by ignoring this.
Hiding the disease: If you are already suffering from some disease and hide it from the insurance company, then the company can reject your claim. Therefore, give the correct information while taking the policy.
Do see the company’s hospital network
Hospital network information: While taking insurance, you must find out which hospitals are in the network of the insurance company near you. This makes it possible to get cashless treatment easily.
Undes ignoring conditions: While taking insurance, many people do not consider it necessary to read its conditions. Its disadvantage is at the time of their insurance claim, when their claim is not passed due to not being involved in terms. Therefore, do not forget to ignore such ignorance.
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