How to apply for Kisan Credit Card? Know its benefits

Updated: 07-07-2025, 04.59 PM

What is news?

The Kisan Credit Card (KCC) is an important facility for farmers, providing them financial assistance for farming and other agricultural works. Under this, loans are provided by banks at low interest rate, so that they do not need to spread their hands in front of anyone. Due to lack of information, many farmers are still deprived of getting its benefits. Let us know how to apply for the farmer credit card and what are its benefits.

How to apply for KCC?

For this, you have to go to your nearby bank and apply. Apart from this, you can give digital application for this from 1 October 2023. With this you will need Aadhaar card, voter ID, address proof, ration card, electricity bill, land papers and passport size photos. Bank officials will check the application and documents and confirm the truth of the land. KCC will be issued by the bank after verification.

What is the benefit of the card?

While issuing KCC, the limit is fixed by the bank based on the size of the land, the type of crop, the cost of the crop and the previous loan payment records. A loan of more than Rs 40,000 to Rs 1 lakh can be received on 1 bigha. Banks take 7 percent interest on this loan, out of which 4 percent farmers and 3 percent government give. This provides crop insurance facility along with loans at low interest.